What You Need To Know Before Pawning A Gun

Feature | What You Need to Know Before Pawning a Gun

Pawning a gun entails more than just stopping by your local pawn shop and handing over the firearm for cash. Let us explain what you need to know before you pawn a gun, so you don’t run into any surprises.

What’s Pawning Compared to Selling?

It’s important to understand the difference between pawning and selling before you try to pawn your gun. You can do both at most pawn shops, as well.

Pawning a gun specifically means giving a pawnshop one of your firearms to act as collateral for a loan.

Collateral, in this sense, means that it’s guaranteed value that the pawnshop can take possession of in the event that you default on your debt.

You can use firearms as collateral to take out a loan from the pawnshop and expect to get your gun back provided that you pay your debt on time and as agreed.

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Selling your gun at a pawnshop just means trading it in for legal tender or another item of equal value.

The pawnbroker will appraise your weapon and come up with an approximate value in either case.

Make Sure Your Pawn Shop Is Licensed and Regulated

Make Sure Your Pawn Shop is Licensed and Regulated | What You Need to Know Before Pawning a Gun

If you do decide to pawn one of your weapons to take out a loan, do some research on available pawn shops before settling on one.

Some pawnshops have different licenses and regulations, meaning they may or may not be able to take certain firearms.

This is also sometimes dependent on the state the pawnshop is located in.

Furthermore, it might be helpful to look into different pawnshop weapon prices for similar guns.

For instance, look into a pawnshop’s catalog. See what weapons similar to yours are going for to get an idea of the kind of loan you’ll qualify for if you try to pawn your weapon at the same place.

Lastly, be sure that the pawnshop is legit. You don’t want to try to do business with a place that sells weapons to minors, for instance.

Prep Your Gun Before Pawning

Once you pick out an appropriate pawn shop, be sure to prepare your weapon appropriately.

That means emptying it of all ammunition (both in the magazine in the chamber), keeping ammunition far away from the gun (or, even better, not at the pawnshop at all), and carrying it in a secure case.

When you take the weapon out of the case for inspection, keep the barrel pointed in a safe direction.

As the saying goes, treat all firearms as if they’re loaded, even if they’re not.

You’ll also likely need to bring your gun owner’s license for identity verification.

A Background Check Is Needed When Retrieving Your Firearm


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One last thing you should be aware of when pawning a gun is that you’ll need to pass a standard background check when you retrieve your firearm.

It doesn’t matter if the gun was already yours before pawning it. State law across the country requires standard background checks anyway.

This is ostensibly in case a gun owner commits a crime between pawning a weapon and retrieving it after paying back a loan.


Be sure to bring your government-issued ID, your driver’s license, and any other documents you might need for the same background check you would have to pass when buying a gun at a licensed store.

Wrap Up

Pawning a gun can be a fast and effective way to get some cash if you’re strapped. But just be sure it’s a good choice in terms of the pawnshop itself and your licenses so that you can retrieve your weapon once you pay back your debt.

Have you tried pawning a gun before? Share with us your experience in the comments section!

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11 Responses to :
What You Need To Know Before Pawning A Gun

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